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What is the role of IFA? Independent Financial Advisers should provide independent financial advice on your pensions savings, investments and equity release on your property if you need some cash later in life. The is an argument that everyone needs an IPA. They can become your personal 'go to' stockbroker and general financial fixer. That is why I would suggest they you find one in or around Harrogate or at least within North Yorkshire. I would not recommend one miles away or never answered the phone. Another good way is personal recommendation. Ask a friend. Your IFA will be an important person in your life. You need to get them right!
How do IFA make money? Some IFAs are on commission and others charge. Many people believe that if they are to be truly 'independent' they should not have a financial relationship with the funds that they recommend their clients to invest - as their advice will be biased in favour of the funds which pay them the best commission. The way to avoid this is to ask them and then pay them a fee for their financial advice.
How do I find an IFA? Have a look below at the list of IFAs around Harrogate. They are reviewed. Personally I would create a shortlist and simply visit them personally. There is nothing like knowing your IFA. That is the advantage of having a local one
Adam House, Ripon Way, Harrogate HG1 2AU, UK – 01423 520052
True professionalism is demonstrated as much by knowing when to send a client elsewhere as by giving good service. Jo Fisher, at Ellis Bates, is now top of my list of people to go to for financial advice and I thoroughly recommend her. And since her employer seems to endorse her approach to selling only when a sale is appropriate, I guess you will get similarly helpful service from others at Ellis Bates.
I have found Rob Simpson to be Simply Excellent. Extremely knowledgeable. Honest, warm hearted, and very focussed. He's passionate about getting the very best for his clients. Easy company to recommend
7 Victoria Ave, Harrogate HG1 1EG, UK – 0845 641 2850
Dear sir or madam just good st James place wealth management business is we have been st James place wealth management business good few years and do very job investing are money from miss Victoria Jane twibell
1 Victoria Ave, Harrogate HG1 1EQ, UK – 01423 202178
15 Montpellier Hill, Harrogate HG1 2TG, UK – 0800 612 1366
Speed was of the essence for my sale and Home House Buyers made that possible for me. Yes I had to take a reduction on my property but I expected that before making the enquiry. Scott was great and really helpful every step of the way. Would highly recommend.
Great service from start to finish. Would recommend.
The Old Church, 55-57 Grove Rd, Harrogate HG1 5EP, UK – 01423 568866
R&W Lettings have been our property management agents for several years - this being my first and only experience of letting a property. I have been extremely pleased throughout the whole process with their help and professionalism. Should my tenant ever have a problem they contact R&W and then R&W phone me, not just with the problem but also with a solution. All I have to do is authorise the works, the rest is sorted for me and then I have one happy tenant again!!! I would have no hesitation in recommending R&W Lettings for the complete service they offer.
Guy and Simon have let our house in Harrogate for the last twelve years. We have always had good tenants with very few voids – only short periods during which the house could be redecorated. The fully managed service, means we can rest assured that our house and tenants are being well looked after; nothing is a drama – all work is quietly and efficiently done.
Windsor House, Cornwall Rd, Harrogate HG1 2PW, UK – 01423 701800
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